Credit score

Here’s how to boost your credit score and get a low mortgage rate

People wait to view a home for sale in Garden City, Nassau County, New York on September 6, 2020. Xinhua News Agency | Getty Images Mortgage interest rates are close to historic lows. Still, if you want to take advantage of these rates, check your credit score first. This three-digit number determines whether you can […]

Credit score

Do Student Loans Affect Your Credit Score?

Student loans can have both a positive and negative impact on your credit score. For one thing, paying off loans over a long period of time is a great way to build credit, but your credit score will also drop quickly if you miss payments. The good news is that when you understand how student […]

Credit score

How to start your credit score

Natakorn Ruangrit/Getty Images/iStockphoto Your credit score is linked to almost everything you do – buying a house, a car, applying for a job – it follows you everywhere. It can take years to get out of bad credit and get it to a level where you can comfortably start borrowing, but if you’re looking to […]