Credit score

Good Habits That Can Help You Improve Your Credit Score

When you receive your reports, review them carefully for errors. Common errors include discrepancies in your personal information, incorrect registrations, expired negative registrations, and accounts that don’t belong to you, which could signal identity theft. Report any inaccuracies to the credit bureaus. 2. Pay your bills in full and on time Lenders report your payment […]

Credit cards

Former sergeant jailed for using credit cards stolen from colleague to buy iPhones

Defendant Johnny Lau Chun-ning, 35. Archive photo. A former sergeant was jailed for 22 months in district court on Friday after he twice stole a colleague’s credit card to buy three iPhones in 2019. Johnny Lau Chun-ning, 36, had previously pleaded guilty to six counts of theft and deception of property for stealing two Hang […]

Corporate bonds

Newfield Resources Ltd strengthens its financial base by paying off corporate bond debt and raising $12.5m

Newfield Resources Ltd (ASX:NWF) is set to repay $40 million in corporate bond debt and increase its available capital while advancing the development of the Tongo diamond mine in the east of the Sierra Leone. The diamond developer and explorer is also set to raise $12.5 million through a firm commitment and underwriting program, which […]

Corporate bonds

Reliance Jio seeks to raise Rs 8,000 crore through corporate bonds

India’s leading telecommunications company is seeking to raise Rs 8,000 crore through corporate bonds. Reliance Jio Infocomm will sell corporate bonds in the local market next week to raise funds, The Economic Times reported. The corpus generated from the bonds will be used to repay dues the company accrued from buying spectrum in the 2014 […]

Credit score

How Does Refinancing Affect Your Credit Score?

Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. With mortgage interest rates near all-time lows — and fears that next […]

Corporate bonds

Sebi revamps secondary markets, mutual fund and corporate bond advisory boards

New Delhi: Market regulator Sebi has restructured its three advisory boards relating to the secondary market, mutual funds, corporate bonds and securitization. Revamping its secondary market committee, Sebi listed Zerodha co-founder and CEO Nithin Kamath among the new inductees to the 17-member panel, according to the latest information on the regulator’s website. The advisory board […]

Credit score

Nine Ways to Boost Your Credit Score Over the Christmas Holidays

According to credit reference agency Equifax, more people check their credit reports and get their scores on New Year’s Day than on any other day during the holiday season. Its data shows that Christmas Day is only the third most popular day of the holiday for the essential annual task. Whichever day you’re planning a […]

Corporate bonds

Sebi revamps advisory boards on secondary markets, mutual funds and corporate bonds

Market regulator Sebi has restructured its three advisory committees relating to the secondary market, mutual funds and corporate bonds and securitisation. Revamping its secondary market committee, Sebi listed Zerodha co-founder and CEO Nithin Kamath among the new inductees to the 17-member panel, according to the latest information on the regulator’s website. The advisory board will […]

Credit score

Nine Ways To Boost Your Credit Score This Christmas – Which One? News

According to the Equifax credit reference agency, more people check their credit report and score on New Years Day than any other day during the holiday season. Its data shows that Christmas Day is only the third most popular day of the holiday for the essential annual task. No matter what day you’re planning a […]

Credit score

How to make your rent payments show up on your credit score

Rent is the biggest monthly expense for most Americans, and there are ways renters can use one-time payments to improve their credit rating. But they can’t do it alone. “It would be wonderful to see it eventually evolve into rent payments, automatically integrating them into credit reports,” said Sara Rathner, credit analyst at NerdWallet. “It’s […]

Credit cards

Top 5 Crypto Credit Cards You Should Consider in 2022

these encrypted credit cards offer maximum security with interesting features As cryptocurrencies continue to become mainstream and the economy integrates crypto into everyday transactions and spending, more and more people are learning and inventing new ways to use cryptos. Crypto credit cards are one such innovation that can provide users with new opportunities to combine […]

Credit cards

LA Times: Home equity could be a better option than credit cards

For an elderly couple who considered turning to credit cards to make ends meet, an option based on home equity — like a home equity line of credit (HELOC) or reverse mortgage — would probably better serve his financial goals while avoiding many of the pitfalls of credit card debt. So says financial columnist Liz […]

Credit cards

How is it different from the bank credit card. Everything you need to know

New Delhi: Credit cards, which are considered the most convenient method of payment, could be a thing of the past in years to come. Today, several companies have started accepting cryptocurrencies or digital currencies as a method of payment, as digital currency is gradually becoming a valuable asset in the wallets of several investors. Just […]

Credit score

How to get your credit score

Your credit score tells creditors and lenders how likely you are to pay your bills and cover your debts on time and in full. The lower your score, the higher the risk they take on you and the harder it is to get approved for a new credit card, mortgage, or car loan. Credit scores […]

Credit cards

What to look for when buying crypto credit cards? Everything you need to know

For years, credit cards have been considered a convenient way to make payments. From cash payment to debit and credit cards, many businesses have now accepted cryptocurrency as a payment option. Digital currency has now become a valuable asset in the portfolio of several investors around the world. According to a report by CoinMarketCap, the […]

Credit score

Bad credit score? How a “credit builder loan” or “secured credit card” can help you

Dubai: If you don’t have a credit history, it’s nearly impossible to get a loan, credit card, or even a house. But let’s say you have bad credit, what do you do then? To build your credit score from scratch, you need to prove that you can repay your dues responsibly, but for that you […]

Corporate bonds

Should we invest in corporate bonds via new platforms?

Even though interest rates are at rock bottom today, bond investors have reason to rejoice. With the recent emergence of many fixed income platforms such as Bondskart, BondsIndia and Axis Direct YIELD, investing in a wide variety of corporate bonds has become easier for retail investors. However, a minimum investment requirement of ₹2 lakh on […]

Credit cards

Cred users paid Rs 52,000 crore with credit cards to shop in 2021

Mumbai: Cred users spent a total of Rs 52,000 crore on credit cards to shop in 2021, with the festive season seeing the highest spend, according to a report by the card-focused fintech platform credit. October saw the highest spending on shopping, with Rs 7,535 crore spent, according to the report titled Cred Insights. “Another […]

Credit cards

Best Credit Cards of 2022: 4 Features to Look For | Smart Change: Personal Finances

Gregory Karpe The credit card market is highly competitive and constantly changing. Lately, that means new cards that give consumers more choice. As this trend continues in 2022, credit card shoppers will need to know what to look for. What does a good credit card look like these days? Annual fees, sign-up bonuses, reward rates […]

Credit cards

Former sergeant who stole colleague’s credit cards to buy iPhones once thought about suicide, court said

Defendant Johnny Lau Chun-ning, 35. Archive photo. A 36-year-old former sergeant who stole a colleague’s credit card twice to buy three iPhones told district court on Friday that he had already thought about killing himself with his son. Johnny Lau Chun-ning had previously pleaded guilty to six counts of theft and obtaining property by deception […]

Credit cards

Suspect found with checks, credit cards likely stolen in mail, police say

item TOWNSHIP OF TREDYFFRIN, Pennsylvania. – Chester County authorities are urging residents to check their bank accounts for “abnormal activity” after a person was found with numerous checks and credit cards that investigators said were stolen in the mail. The Tredyffrin Township Police Department arrested the unnamed person on Sunday following a joint investigation that […]

Credit cards

How to dispose of credit cards

The content of this page is correct as of the date of publication; however, some of our partner offers may have expired. Please review our list of the best credit cards or use our CardMatch ™ tool to find the cards that suit your needs. The conditions apply to the offers listed on this page. […]

Corporate bonds

Corporate bonds could reward income investors in 2022

Generally speaking, 2021 has been an unforgettable year in the bond market and more frustration could occur in 2022 as the Federal Reserve intensifies its tapering activities and embarks on interest rate hikes. Corporate bonds could be a way for investors to stay committed to fixed income in the new year without worrying about Fed […]

Corporate bonds

Accessing corporate bond liquidity

With Joel Kim, Head of International Fixed Income and CEO Asia ex-Japan, Dimensional Fund Advisors Briefly describe Dimensional Fund Advisors, including its fixed income trading team, operations and capabilities? Dimensional is a global systematic investment manager, founded by David Booth in 1981, and with $653 billion in assets under management as of September 30, 2021, […]

Credit score

5 Ways to Boost Your Credit Score in 2022

Image source: Getty Images These moves could boost your credit score and open up your borrowing options. Key points A higher credit score could be your ticket to more affordable borrowing. Being timely with payments, managing your credit cards strategically, and being vigilant with your credit report could all lead to a higher score. Having […]

Credit score

How I Boosted My Credit Score by 84 Points in One Month by Doing These Two Things

Editorial independence We want to help you make more informed decisions. Certain links on this page – clearly marked – may direct you to a partner website and allow us to earn a referral commission. For more information, see How we make money. It was good, but I wanted it to be excellent. Earlier this […]

Credit score

Credit Score vs Credit Report: What’s the Difference?

Many believe that your credit report and your credit score are basically one and the same thing. As long as there is a link… Many believe that your credit report and your credit score are basically one and the same thing. Although there is a connection between the two, your credit score is separate from […]

Credit cards

Portland City Commissioner Hardesty sued over unpaid credit cards

The Portland City Commissioner said the bills dated back to her tenure in 2018 and she intended to reimburse Bank of America PORTLAND, Ore. — Portland City Commissioner Jo Ann Hardesty is being sued for more than $16,000 in unpaid credit card bills, according to court documents recently filed in Multnomah County Court. Bank of […]

Corporate bonds

cbs: for corporate bond market making

Sebi has released a consultation paper on corporate bond (CB) market making. Issuance has increased significantly in recent times, but the bulk of CBs continue to be privately placed and held to maturity, hampering transparency and market efficiency. A thriving secondary market for COs would strengthen liquidity, lead to better price discovery, and therefore lower […]

Credit cards

Valley Finance Pros: Budget Vacation To Avoid Breaking Credit Cards | Business

Winter vacation is here. Need a reminder? Check your bank statements. The National Retail Federation calculates that the average American will spend around $ 998 on Christmas gifts, decorations, meals, and a few items for themselves. The total is about $ 50 below the pre-pandemic high set in 2019. Cardify, a market research platform that […]

Corporate bonds

Kenya to ban directors on corporate bonds

By JAMES ANYANZWA Kenya has introduced new measures to penalize and ban business leaders who misuse corporate bond proceeds following a series of defaults that undermined investor confidence. The new Capital Markets Authority (CMA) policy requires company directors to file quarterly reports with the authority on the use of borrowed funds to ensure that bond […]

Credit score

Will defaulting on repayment hurt the child’s credit rating?

Failure to repay a student loan affects the child’s credit rating and impacts the co-applicant’s credit ratings. Applying for a student loan is one way to enter the credit system; when an individual submits a loan application, the financial institution verifies the CIBIL score with the bureau, effectively entering the credit system. Ankit Mehra, Founder […]

Credit score

Lenders are using AI to offer low-credit personal loans to borrowers

item New fintech lenders are using AI to expand access to credit and offer personal loans to low-credit borrowers. (Stock) Fintech lenders are taking an unprecedented step in using artificial intelligence (AI) to offer personal loans to consumers with low or no credit scores. In fact, a fintech startup lending platform called Upstart will soon […]

Corporate bonds

Demand for U.S. corporate bonds could rise thanks to foreign purchases, JPMorgan expert says

Foreign investors looking for higher Treasury yields could support demand for US corporate bonds, according to an expert from JPMorgan. Foreign holdings of US corporate bonds surged midweek “after the 10-year Treasury yield rose about 18 basis points,” Bloomberg reported with remarks from Eric Beinstein, who heads the high quality US credit research and strategy […]

Credit score

Lenders Use AI to Offer Low Credit Personal Loans to Borrowers

item New fintech lenders are using AI to expand access to credit and provide personal loans to borrowers with low credit scores. (iStock) Fintech lenders are taking an unprecedented step by using artificial intelligence (AI) to offer personal loans to consumers with low or even no credit scores. In fact, a fintech startup lending platform […]

Corporate bonds

Portfolio Management Services will transact 10% on corporate bonds through a quote request platform: SEBI

The new framework, which will come into effect from April 1, 2022, will also increase liquidity on the exchange, the Securities and Exchange Board of India said. To improve the transparency of debt investments by portfolio management services in corporate bonds, Sebi said on Thursday that PMS will have to conduct at least 10% of […]

Credit cards

Learning about credit cards is an essential part of financial literacy | News

For many college students, college is their first time earning their own money and paying their own bills. Credit cards can be a positive tool for some, but can cause long-term damage to others. Several experts are looking into credit cards and financial literacy. Paul Rose is a psychology professor specializing in consumer psychology. He […]

Credit cards

New York postal workers allegedly stole credit cards from mail and spent $750,000 on luxuries – NBC New York

Four postmen are accused of stealing the mail they are supposed to be protecting, with investigators alleging they swiped credit cards and went on a spending spree of nearly $750,000. An indictment charged 10 people with playing a role in the alleged scheme, four of whom were letter carriers with routes in Brooklyn and Manhattan, […]

Corporate bonds

The largest private placement of corporate bonds on the AeRO market: TEILOR Holding raises RON 45 million from BVB investors. Filip & Company provides legal assistance

TEILOR Holding SA, a group of companies that includes the luxury jewelry chain TEILOR, Teilor Invest Exchange and the financial credit company Invest Intermed GF IFN, announces the successful closing of the first corporate bond issue and the raising of a total of 45 million lei from Investors BVB. The two private placements, one in […]

Credit cards

12 Christmas shopping tips to use credit cards wisely this holiday season

Credit cards can sometimes be a useful way to spread the cost of higher value purchases, especially at this time of year, but it’s important not to spend beyond your means and try to repay the balance in full as soon as you can. Christmas falls on a Saturday this year and for workers whose […]

Credit cards

Identity theft ring recruited Postal Service postmen to steal credit cards: DA

NEW YORK CITY (WABC) – Ten people have been charged in an identity theft conspiracy that included United States Postal Service factors and netted more than $750,000, the Manhattan District Attorney announced Wednesday, Cy Vance. The alleged crimes were committed between January 2017 and August 2019, with accused ringleader Michael Richards, 37, accused of recruiting […]

Credit cards

The man enters the building; Steals money, credit cards: the police

INWOOD, NY – A man was arrested for breaking and entering Sunday night. Sequan Kennedy, 30, is charged with stealing an undisclosed sum of money and being in possession of stolen credit cards, police said. A man broke down a door and entered the building at 1 Sheridan Blvd. The person left and returned shortly […]

Credit cards

Hackers infect random WordPress plugins to steal credit cards

Credit card readers are injected into random WordPress e-commerce site plugins, hiding from detection while stealing customer payment details. With the Christmas shopping season in full swing, card-stealing hackers are stepping up their efforts to infect online stores with stealth skimmers. Administrators must therefore remain vigilant. The latest trend is to inject map skimmers into […]

Credit cards

Best credit cards with rewards of December 2021 | Personal finance

Flexible tips We’ve also researched credit cards that allow you to redeem rewards in multiple ways, or at the very least could be redeemed for statement credits to cover purchases. Keep in mind that there are also many excellent airline and hotel credit cards, which you should consider if you prefer to earn points in […]

Credit score

Where to get a personal loan with a credit score of 550

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and the confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. You can get a personal loan […]

Corporate bonds

Double whammy for low-rated corporate bonds

At the end of a hectic week for low-rated corporate bonds, it is the Federal Reserve, not the Omicron coronavirus variant, that remains the biggest concern for investors in the asset class. By now, many debt investors have grown accustomed to the sharp swings in the markets after a surge in Covid-19 cases sparked a […]

Credit score

How to Cancel a Credit Card Without Destroying Your Credit Score

Sarah Tew/CNET If you find yourself with too many credit cards or have been accumulate too much balance on them, you might consider closing a credit card. While this can make your life easier, there are some complications that need to be considered. Contrary to what TV sitcoms might have taught you, canceling a credit […]

Credit cards

Credit cards, blank checks and ID found in stolen car; arrested man

LINCOLN, Neb. (KOLN) – The Lincoln Police Department recovered stolen blank checks, credit cards and IDs, among other personal effects from inside a stolen car parked at a northeast Lincoln hotel . Just after 8 p.m. on Wednesday, a police officer saw a gray 2013 Ford Focus in the parking lot of the Red Roof […]

Credit cards

It’s About Time: California Cannabis Dispensary Credit Cards To Launch In January

The cannabis industry has been facing major challenges for a long time, right?? One of the biggest is certainly the banking issue. Since marijuana is classified as a Schedule 1 drug, illegal at the federal level, banking institutions are placed in an uncomfortable position when it comes to providing services to cannabis businesses. This is […]

Credit score

More than half of Britons ignore their credit rating

Thursday 02 December 2021 12:20 Millions of Britons will face hard times in 2022. A survey found that 51% of Britons do not know their credit rating, although many are aware of its importance. Although more than 70 percent of respondents know how to know their credit rating and 74 percent admit to knowing its […]

Credit cards

Thousands of hacked Canadian credit cards for sale on the dark web

Breadcrumb Links Canada Publication date : 01 December 2021 • December 1, 2021 • 2 minute read • Join the conversation Hacked credit card details for people from 140 countries around the world are for sale on the dark web. Photo by iStock /GETTY PICTURES Content of the article Hacked credit card details for people […]

Credit cards

Debit Cards vs Credit Cards: Understanding the Differences Before You Shop

Paper or plastic? It’s a question you might hear in the grocery store line, but it could also be the one you ask yourself when paying for a purchase. Paper, of course, is cash, but when we talk about plastic, we are talking about debit or credit cards. Since not everyone knows the differences between […]