Credit cards

Best credit cards with no foreign transaction fees of September 2022 – Forbes Advisor

Those looking for a hotel credit card that doesn’t charge foreign transaction fees should consider the World of Hyatt card. That said, a hotel card will only benefit you if the hotel chain aligns with your travel plans. If you’re not planning on staying at Hyatt hotels, look elsewhere.

Foreign transaction fees: $0.

Awards: Earn 9 points total per dollar spent at Hyatt – 4 bonus points per dollar spent at Hyatt hotels and 5 base points per dollar spent at Hyatt as a World of Hyatt member. Earn 2 bonus points per dollar spent at restaurants, on plane tickets purchased directly from airlines, on public transportation and local travel, and on fitness club and gym memberships and 1 point per dollar on all other qualifying purchases.

Welcome offer: Get 30,000 bonus points after spending $3,000 on purchases within the first 3 months of account opening. Plus, up to 30,000 additional bonus points by earning 2 bonus points total per dollar spent in the first 6 months from account opening on purchases that normally earn 1 bonus point, up to 15,000 $ spent.

Annual fees: $95

Other advantages and disadvantages: The best benefit of the World of Hyatt credit card is its annual category 1-4 free night certificate. As long as you use this benefit, you are likely to get ahead of the card’s annual fee. It is possible to earn a second free night after spending $15,000 on purchases in a calendar year. Cardholders also receive complimentary Discoverist status, five Elite Qualifying Nights each calendar year, the opportunity to earn two additional Elite Qualifying Nights for every $5,000 spent and, as a Visa Signature card, a access to benefits including special guest status at Visa Signature luxury collection hotels. , identity theft protection and road dispatcher access.