Credit score

42% of consumers think BNPL helps with credit scoring

Most consumers want to increase their credit rating and they cite several reasons for their interest in doing so. According to The New Credit Model, a study by PYMNTS and Sezzle collaboration that surveyed 7,024 American consumers. Get the report: The new credit model Other reasons given by at least one in 10 consumers for […]

Credit score

Stop These 5 Daily Financial Habits That Are Hurting Your Credit Score

Credit rating has become one of the hottest words in the financial world over the past decade, hasn’t it? By now, most of you may have been inundated with many contributions, suggestions, and tips regarding its importance. From the factors included in its calculation to its role in our life, there is a plethora of […]

Credit score

Future AI developments could make your credit score obsolete

Hear from CIOs, CTOs, and other senior executives and leaders on data and AI strategies at the Future of Work Summit on January 12, 2022. Learn more This article was written by Frederik Bussler, consultant and analyst. About one in four American adults are underbanked, which means they are underserved by mainstream finance and depend […]

Credit score

A 6-step guide to building a strong credit score

Opinions expressed by Contractor the contributors are theirs. Credit score is a crucial factor not only in securing a mortgage, credit card, or loan – it can dramatically affect everything from auto insurance rates and cell phone contracts to overall employability. What is a credit score? Simply put, this is a three-digit number that any […]

Credit score

Nine Ways To Boost Your Credit Score This Christmas – Which One? News

According to the Equifax credit reference agency, more people check their credit report and score on New Years Day than any other day during the holiday season. Its data shows that Christmas Day is only the third most popular day of the holiday for the essential annual task. No matter what day you’re planning a […]

Credit score

Lenders Use AI to Offer Low Credit Personal Loans to Borrowers

item New fintech lenders are using AI to expand access to credit and provide personal loans to borrowers with low credit scores. (iStock) Fintech lenders are taking an unprecedented step by using artificial intelligence (AI) to offer personal loans to consumers with low or even no credit scores. In fact, a fintech startup lending platform […]

Credit score

Where to get a personal loan with a credit score of 550

Our goal here at Credible Operations, Inc., NMLS number 1681276, referred to as “Credible” below, is to give you the tools and the confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are ours. You can get a personal loan […]

Credit score

More than half of Britons ignore their credit rating

Thursday 02 December 2021 12:20 Millions of Britons will face hard times in 2022. A survey found that 51% of Britons do not know their credit rating, although many are aware of its importance. Although more than 70 percent of respondents know how to know their credit rating and 74 percent admit to knowing its […]

Credit score

7 easy ways to boost your credit score

Having a good credit score has never been more important. Your credit score has a huge impact on your life. A good credit rating means paying less when you borrow for mortgages, car loans, and other loans. This could mean lower insurance rates, better terms and benefits for credit cards, and cheaper cell phone plans. […]