Credit cards

Get ready for the holidays with these 4 credit cards

Editor’s Note: Money Talks News has partnered with CardRatings for our coverage of credit card products. Money Talks News and CardRatings may receive commission from card issuers.

It may be too early for the decorations to hit the shelves, but now is about a good time to book your flight for the holidays. The second half of September through early October is generally considered to have the best price, offering the chance to beat procrastinators to the most affordable seats.

But you could save even more with an attractive credit card offer. (To be clear, you’ll probably need a few months to meet spending requirements for the best introductory offers, and a billing cycle or two for your account to be credited. However, you can consider it your flights. holidays helping to pay for themselves!)

Here are the cards we think offer the best travel rewards right now:

Southwest Airlines Rapid Premier Rewards

Why we love it: For a limited time, you can earn 50,000 bonus points after spending $1,000 on purchases in the first three months. That’s a low bar for a big bonus, on top of the daily rewards.

What there is to know:

Hunt
  • Get 50,000 points when you spend $1,000 on purchases in the first three months.
  • Get 6,000 bonus points every year for your cardholder’s birthday.
  • Earn 3 points per $1 spent on South West flights.
  • Earn 2 points per $1 spent on public transport and commuting.
  • Earn 2 points per $1 spent Internet, cable, phone service and some streaming purchases.
  • Earn 1 point per dollar spent on other purchases.
  • $99 annual fee.

To note: This card has no foreign transaction fees.

Favorite Chase Sapphire

Why we love it: Like its cousin the Chase Sapphire Reserve, this card offers great value on travel rewards and currently has a compelling introductory offer: Earn 60,000 bonus points after spending $4,000 on purchases in the first three month, worth $750 for the trip. Combined with all the other high reward point opportunities, this card more than pays off.

What there is to know:

Favorite Chase Sapphire
Hunt
  • Earn 60,000 Ultimate Rewards bonus points after spending $4,000 on purchases within the first three months of account opening. 60,000 bonus points are worth $750 for travel purchased through Chase Ultimate Rewards.
  • Earn a $50 Ultimate Rewards hotel credit per year.
  • Get a 10% increase in Birthday Points every year.
  • Earn 5 points per $1 spent on travel purchased through Chase Ultimate Rewards.
  • Earn 3 points per $1 spent eating.
  • Earn 2 points per $1 spent on other trips.
  • Earn 1 point per dollar spent on everything else.
  • Benefit from trip cancellation insurance if your trip is canceled due to illness or extreme weather conditions.
  • Get DashPass free for a year or more for $0 shipping on DoorDash.
  • No foreign transaction fees.
  • $95 annual fee.

CapitalOne Venture

Why we love it: A bonus offer of 75,000 miles when you spend $4,000 in the first three months is worth $750 in travel.

What there is to know:

CapitalOne Venture
Capital one
  • Earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel.
  • Earn 2 miles per dollar on any other purchase with no annual cap or expiration.
  • Get up to $100 credit on Global Entry or TSA PreCheck.
  • No foreign transaction fees.
  • $95 annual fee.

To note: This card has an annual fee of $95. The Capital One VentureOne card does not have, but does not have the same offer of early spending bonuses and offers a lower rate of return.

Citi Premier

Why we love it: You’ll earn 80,000 bonus points with the Citi Premier Card after spending $4,000 on purchases in your first three months of card membership, redeemable for travel or $800 in gift cards.

What there is to know:

Citi Premier
Town
  • 80,000 Bonus Thank You Points after making $4,000 in purchases within three months of signing up.
  • 3 points per $1 for expenses in restaurants and supermarkets.
  • 3 points per $1 for spending at gas stations, hotels and air travel.
  • 1 point per $1 on all other purchases.
  • $100 off a hotel stay of $500 or more, once a year, when booked through the Citi Rewards website.
  • $95 annual fee.

To note: This card has no foreign transaction fees.

Everything you need in a credit card, whether it’s balance transfer, rewards points, cash back or low interest, you can find it with our credit card finder. Click here to find the plastic that best suits your needs.

Disclosure: The information you read here is always objective. However, we sometimes receive compensation when you click on links in our stories.