Credit cards

How to protect your bank accounts and credit cards for free

Your information is there. To prevent identity thieves from opening cards or getting loans in your name, freeze your credit.

GREENSBORO, NC — 2 Wants To Know is focused on your information and protecting your information.

Just recently, Novant Health confirmed that there had been a data privacy breach. Some patient information, such as names, email addresses and phone numbers, could have been shared with the company Meta, which is Facebook.

If your information was involved, you will receive a letter in the mail.

In this situation, what worries me as a Novant patient myself is future scam calls and emails.

“Scammers are very good at making their emails look like they’re coming from one source, PayPal, your bank, just like people know that if you get a call on your phone from the FBI or the IRS, it’s chances are it isn’t. This is identity theft, this is where scammers make their calls or emails look real to convince you to do something to do, clicking on a link, being given a number on a gift card, all to separate you from your money,” said a cybersecurity expert.

Here’s the thing, all of our information is there somewhere. It’s more than our name, email address and phone number, it’s also our social security number.

This is the number identity thieves want. When they have it, they can open credit cards and get a car loan, all in your name.

Here’s how you stop it. You freeze your credit. It is easy to do. You freeze your credit with all three credit bureaus.

PO Box 105788 Atlanta, Georgia 30348 // 1-800-685-1111

PO Box 9554 Allen, TX 75013 // 1-888-397-3742

Freeze consumers protected by TU

PO Box 380 Woodlyn, Pennsylvania 19094//1-800-916-8800

A credit freeze is free. This prevents bad guys from opening new credit cards or new loans in your name.

You can still use all of your credit cards when you do this.

FREE WEEKLY CREDIT REPORTS

AnnualCreditReport is a government site to check your credit report
and now you can check your credit report for free every week if you want instead of once a year.

Checking your credit report tells you which credit cards or loans are in your name. If you don’t check, scammers could open cards in your name and rack up bills.

This three-step process includes: filling out a form, choosing the reports you want (and you should do all three, Experian, Equifax and Trans Union), then requesting and reviewing, which will ask you specific financial questions. Be aware that you will be asked for your social security number. You should print your credit report and keep it for your records.