Credit cards

Small Business Credit Cards: It’s About More Than Just Rewards | News

BOSTON, January 3, 2022 /PRNewswire-PRWeb/ — The Mercator Advisory Group has released a report covering credit cards issued to small businesses titled Small Business Credit Cards: Opportunities for Growth in a Post-COVID World. The research explains current markets, reviews programs offered by major issuers, and suggests that issuers consider four current fintech models to revitalize their view of this rich market. With two-thirds of US GDP driven by small businesses, there’s a large audience to tap into. Program design should do more than just generate reward points; they should provide the small business owner with tools to reduce costs, understand their expenses, and prepare the small business for growth.

The research explains how fintechs are redefining the small business card space and what traditional issuers need to think about over the next three years.

“Fintech Buy Now, Pay Later should be a learning experience for all credit card issuers,” comments Brian Riley, director, Credit Advisory Service, at Mercator Advisory Group, and author of the research note. Riley continues, “You can’t keep doing the same thing or new players will disrupt your model. Small business credit cards are more than just rewards generators. Issuers must maintain product engagement with value-added tools and features.”

Highlights of the research note include:

  • Description and characteristics of the small business sector
  • Card-by-card review of the top small business credit card issuers
  • Risks and Opportunities for Small Business Credit Cards
  • Fintechs in the Small Business Credit Card Sector
  • Selected topics from the Mercator Advisory Group Small Business PaymentsInsights survey

This document contains 26 pages and 17 exhibits.

Companies mentioned in this research note include: American Airlines, American Express, Alaska Airlines, Apple, Bank of America, Barclaycard, Bento, Brex, Capital One, Chase, Citi, Costco, Delta Airlines, Discover, FIS, Fiserv, Goldman Sachs, Hyatt Hotels, Jet Blue, Kabbage, Lowes, Marriott, Mastercard, Pex, Southwest Airlines, TSYS, Tribal Credit, US Bank, United Airlines, Visa, Wells Fargo, Wyndham Hotels

Members of Mercator Advisory Group’s Credit Advisory Service have access to these reports as well as upcoming research for the coming year, presentations, access to analysts and other member benefits.

For more information and media requests, please call the Mercator Advisory Group main line: (781) 419-1700 or email [email protected]

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About the Mercator Advisory Group

Mercator Advisory Group is the leading independent research and advisory services firm focused exclusively on the payments and banking industries. We provide pragmatic and timely research and advice designed to help our clients uncover the most lucrative opportunities to maximize revenue growth and contain costs. Our customers range from the world’s largest payment issuers, acquirers, processors, merchants and associations to leading technology providers and investors. Mercator Advisory Group is also the publisher of the online banking and payments news and information portal

Media Contact

Karen YeterMercator Advisory Group, 781-419-1700, [email protected]


SOURCE Mercator Advisory Group